Return to course listing

Creative Pathways to Homeownership: The Essentials

$35
This product includes:
LICENSE RENEWAL PERIOD: 2 YEARS Elective: 3 Mandatory: 0 Total Hours: 3
Description
State Requirements

Today’s buyers and sellers are working in a market that doesn’t look like it did a few years ago. Prices are up, inventory is tight, and the “usual” path to homeownership doesn’t work for everyone anymore. That’s why options like shared equity programs, down payment assistance, co-buying, owner financing, and alternative loan programs are popping up in real transactions—and the agents who understand them are the ones keeping deals alive.

In this three-hour elective course, you’ll get a clear, practical breakdown of what these pathways are, when they tend to show up, and how to talk about them in a way that helps clients without putting you in the role of a lender or attorney. You’ll also learn smart habits for working with the right pros and guiding creative transactions with confidence.

Course highlights include:

  • Strategies for overcoming affordability and limited inventory challenges
  • Creative financing options, including shared equity and co-buying models
  • Guidance for working with multi-generational and non-traditional buyers
  • Step-by-step overview of down payment assistance programs and grants
  • Practical application of forgivable loans and alternative funding sources
  • Clear boundaries for agent responsibilities and referral best practices
  • Tools for structuring and explaining co-ownership agreements
  • Communication approaches for aligning multiple buyers in one transaction
  • Real-world scenarios illustrating creative deal structuring
  • Building and using a trusted network of lenders, attorneys, and housing resources
Package Content:

State Requirements For Washington

Washington State Requirement Details for Real Estate First Renewal Education

 Hours Required by the State: 90 hours

  • 30-hour Advanced Practices Course
  • 30-hour Real Estate Law Course
  • 3-hour Current Issues in Washington Residential Real Estate Course
  • 6-hour Wasington Real Estate Fair Housing Course
  • 21 hours of other approved continuing education

You must start these hours after the date you're first licensed. If you haven't taken the initial 6-hour Washington Real Estate Fair Housing course, you must take it first.

  • Once you've taken the initial 6-hour course, you must take the 3-hour Washington Real Estate Fair Housing course each time you renew.

Provider Approval Number: S1633

The CE Shop’s Offering: 90 hours

Reporting: The state does not require schools to report course completions.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Once The CE Shop has received the signed affidavit, your certificate of course completion will become available to download (and via email).  The CE Shop will provide students with an electronic certificate of completion, upon completion of the course. Certificates will remain in your account for a minimum of five years, should you need additional copies. Please refer to your license application to determine if you need to submit your certificate of completion with your license request. Course completion dates are recorded using Central Standard Time. Please note that the date of your certificate of completion will reflect this.

Final Exams: Final exams must be passed with a minimum of 70% and may be taken as many times as necessary in order to pass. 

Washington State Department of Licensing

Street Address: 2000 Fourth Avenue West, Olympia, WA 98502

Mailing Address(Forms with no payments): P.O. Box 9021, Olympia, WA 98507-9021

Mailing Address(Forms with payments): P.O. Box 3917, Seattle, WA 98124-3917

Telephone: 360.664.6488 

Fax: 360.586.0998

License Information

Renewal and Continuing Education Information

Exam Information

Contact Washington Department of Licensing