Beginning 1/1/22, all MLO courses will be temporarily unavailable while we seek approval from NMLS for our 2022 courses. Thank you for your patience.

South Dakota Mortgage Loan Originator Continuing Education Courses

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South Dakota Continuing Education Requirements:

Total Hours National State
You Need: 8 8 0
We Offer: 0 0 0

South Dakota Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 8 hours
  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of electives

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.

Course Duplication:

A licensee may not take the same CE course two years in a row.

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.


NMLS Provider # 1405076
Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

NMLS recommended time frames.

SMART Renewal Deadline:

CE course reported to NMLS by December 10

At-Risk-to-Miss Renewal Deadline:

CE Course reported to NMLS by December 17

Guaranteed to Miss Renewal Deadline:

CE Course reported to NMLS on December 31

The CE Shop will report credits to the NMLS within 7 business days of course completion.

South Dakota Contact Details for Mortgage Continuing Education

South Dakota Division of Banking
Phone: 605.773.3421
Email: banking@state.sd.us
Website: South Dakota Division of Banking

NMLS Resources for Mortgage Continuing Education

South Dakota MLO License Description Page
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing