Return to course listing

FHA Standards for Appraisers

$79
This product includes:
LICENSE RENEWAL PERIOD FOR LICENSED & CERTIFIED APPRAISERS: 2 YEARS National: 3 State Specific: 0 Total Hours: 3
Description
State Requirements

FHA Standards for Appraisers is a 3-hour continuing education course that delivers a practical, real-world look at FHA appraisal requirements, helping appraisers confidently navigate assignments where property condition matters just as much as value. You’ll explore how FHA appraisals differ from conventional work, why FHA guidelines exist, and how concepts like safety, soundness, and security directly impact loan eligibility. Through realistic scenarios and property examples, the course connects FHA policy to everyday appraisal decisions, so you can recognize issues faster, avoid over-conditioning, and clearly distinguish between cosmetic concerns and true FHA violations. 

More than just rules, this course focuses on how to apply FHA standards in practice. You’ll learn how to identify and report common deficiencies, use HUD Handbook 4000.1 as a working tool, and produce clear, defensible appraisal reports that stand up to lender and reviewer scrutiny. With a strong emphasis on professional boundaries, compliance, and risk awareness, this course equips you to handle FHA assignments with clarity, confidence, and credibility in a highly regulated environment. 

Package Content:

State Requirements For New Jersey

New Jersey State Requirement Details for Trainee and Licensed and Certified Appraiser Continuing Education

Renewal Date: Licenses and certifications are valid for a two-year period and must be renewed by December 31st of every odd-numbered year. Trainee permits are valid for a period of one year. Trainee permits may be renewed a maximum total of three times. 

Hours Required by the State for Trainee Appraisers: 14 Hours (every year)

Note: Trainee Appraisers must successfully complete the 7-hour National USPAP Update Course, or its AQB-approved equivalent, every 2 calendar years.  Additionally, a 2-hour course on New Jersey law and rules governing the practice of real estate appraising must be completed every two calendar years. Beginning January 1, 2026, a Valuation Bias and Fair Housing Laws and Regulations course will be required for renewal (see explanation below).

Hours Required by the State for Licensed and Certified Appraisers for renewals on or after January 1, 2026: 28 Hours (every two years)

  • 2-hour course on New Jersey law and rules governing the practice of real estate appraising
  • 7-hour National USPAP Continuing Education Course or equivalent
  • 7-hour Valuation Bias and Fair Housing Laws and Regulations course or 4-hour Valuation Bias and Fair Housing Laws and Regulations course (see explanation below)
  • 12 hours of approved continuing education or 15 hours of approved continuing education (see explanation below)

Beginning January 1, 2026, a Valuation Bias and Fair Housing Laws and Regulations course will be required for Continuing Education. The first time a Licensee completes the Continuing Education requirement for this course, the course length must be 7 hours. If a Licensee successfully completed an 8-hour course as part of their Qualifying Education, they have satisfied this requirement. Every 2 calendar years thereafter, the course length must be at least 4 hours.  This new course requirement is included in the 28 total hours for a 2-year renewal.

The CE Shop’s Offering: 28 hours

  • 2-hour New Jersey Appraisal Laws & Rules
  • 7-Hour National USPAP Continuing Education Course/ 7-Hour Equivalent USPAP Course
  • 7-hour Valuation Bias and Fair Housing Laws and Regulations course/ 4-hour Valuation Bias and Fair Housing Laws and Regulations course
  • 12 hours of elective courses

Reporting: The state does not require schools to report course completions.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon course completions, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your application to determine if you need to submit your certificate(s) of completion. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

License Renewal Process: The process to renew in this state can be found here.

Still have questions? Visit our Frequently Asked Questions or Contact Us.

New Jersey Division of Consumer Affairs State Real Estate Appraiser Board

Street Address: 124 Halsey Street, 3rd Floor, Newark, New Jersey 07102

Mailing Address: 124 Halsey Street, 3rd Floor, PO Box 45032, Newark, New Jersey 07102

Telephone: (973) 504-6480

Email: Avilese@dca.njoag.gov

New Jersey Real Estate Appraiser Board

Applications and Forms