Florida Post-Licensing Course: Florida Post-Licensing: Real Estate Finance

This course offers 30 hours of financial topics directly applicable to real estate licensees. Covered topics include loan terms, types and issues; government loan programs; defaults and foreclosures; instruments used in real estate financing; and government influence on financing.

Course highlights include:

• An overview of federal legislation affecting real estate and mortgages
• An in-depth look at the role HUD, FHA and VA play in real estate financing
• A compare-and-contrast discussion of mortgages and deeds of trust, their common clauses and provisions, and applicable foreclosure rules
• An overview of the subprime market, predatory lending, and mortgage fraud
• A look at specialty loan products including piggyback, equity loans, and participation agreements, and creative financing including assumptions, modifications and seller financing
• Workshop-based activities for calculating principal, interest, taxes, and insurance