Oregon Pre-Licensing Course: Oregon 30-Hour Real Estate Finance

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Oregon Pre-Licensing COURSE

Oregon Pre-Licensing:Oregon 30-Hour Real Estate Finance

Oregon 30-Hour Real Estate Finance

30 Total hours
0 Elective hours
30 Mandatory hours

This course offers 30 hours of financial topics directly applicable to students obtaining their real estate license in Oregon. Covered topics include loan terms, types and issues; government loan programs; defaults and foreclosures; instruments used in real estate financing; and government influence on financing.

Course highlights include:

  • An overview of federal legislation affecting real estate and mortgages
  • An in-depth look at the role HUD, FHA and VA play in real estate financing
  • A compare-and-contrast discussion of mortgages and deeds of trust, their common clauses and provisions, and applicable foreclosure rules
  • An overview of the subprime market, predatory lending, and mortgage fraud
  • A look at specialty loan products including piggyback, equity loans, and participation agreements, and creative financing including assumptions, modifications and seller financing
  • Workshop-based activities for calculating principal, interest, taxes, and insurance