Beginning 1/1/22, all MLO courses will be temporarily unavailable while we seek approval from NMLS for our 2022 courses. Thank you for your patience.
California Continuing Education Requirements:
State Requirement Details for Mortgage Continuing Education
Hours Required by the State: 8 hours
- 3 hours of federal law
- 2 hours of ethics
- 2 hours of non-traditional mortgage lending
- 1 hour of electives
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.
A licensee may not take the same CE course two years in a row.
Seat time will be enforced and our online course delivery system manages this requirement.
NMLS Provider # 1405076
Course Completion Reporting:
Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.
NMLS recommended time frames:
SMART Renewal Deadline:
CE course reported to NMLS by December 10
At-Risk-to-Miss Renewal Deadline:
CE Course reported to NMLS by December 17
Guaranteed to Miss Renewal Deadline:
CE Course reported to NMLS on December 31
The CE Shop will report credits to the NMLS within 7 business days of course completion.
California (DRE) Mortgage Licensing
California Department of Real Estate
NMLS Resources for Mortgage Continuing Education
California (DFPI) MLO License Description Page
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing