Real Estate/ Continuing Education/ North Dakota Real Estate CE/ Creative Pathways to Homeownership: The Essentials

Creative Pathways to Homeownership: The Essentials

$40

This product includes:

Elective: 0 Mandatory: 3 Total Hours: 3

Description

State Requirements

Today’s buyers and sellers are working in a market that doesn’t look like it did a few years ago. Prices are up, inventory is tight, and the “usual” path to homeownership doesn’t work for everyone anymore. That’s why options like shared equity programs, down payment assistance, co-buying, owner financing, and alternative loan programs are popping up in real transactions—and the agents who understand them are the ones keeping deals alive.

In this three-hour elective course, you’ll get a clear, practical breakdown of what these pathways are, when they tend to show up, and how to talk about them in a way that helps clients without putting you in the role of a lender or attorney. You’ll also learn smart habits for working with the right pros and guiding creative transactions with confidence.

Course highlights include:

Strategies for overcoming affordability and limited inventory challenges
Creative financing options, including shared equity and co-buying models
Guidance for working with multi-generational and non-traditional buyers
Step-by-step overview of down payment assistance programs and grants
Practical application of forgivable loans and alternative funding sources
Clear boundaries for agent responsibilities and referral best practices
Tools for structuring and explaining co-ownership agreements
Communication approaches for aligning multiple buyers in one transaction
Real-world scenarios illustrating creative deal structuring
Building and using a trusted network of lenders, attorneys, and housing resources

Package Content:

State Requirements For North Dakota

North Dakota State Requirement Details for Real Estate Continuing Education

Renewal Date: 11/15 each year

CE requirements – November 16, 2023 through November 15, 2024

Salesperson Hours Required: 12 total hours

3 mandatory hours on contract law with a focus on purchase/purchase agreements
9 elective hours

Broker/Broker Associate Hours Required: 12 total hours

3 mandatory hours on broker responsibility with a focus on earnest money, NDREC-required office policies, and advertising
9 elective hours

Note - Salespersons first licensed in 2023 who completed the 90-hour pre-licensure course are exempt from CE requirements for their first renewal. Brokers newly licensed after Nov. 15, 2023: If new brokers passed the broker license exam this CE cycle, they are exempt from CE requirement for this CE cycle

The CE Shop’s Offering for the November 16, 2023 through November 15, 2024 cycle:

Salesperson Hours Required: 9 total hours

0 mandatory hours on contract law with a focus on purchase/purchase agreements
9 elective hours

Broker/Broker Associate Hours Required: 9 total hours

0 mandatory hours on broker responsibility with a focus on earnest money, NDREC-required office policies, and advertising
9 elective hours

Reporting: Real estate course completions are reported to the North Dakota Real Estate Commission. The state requires schools to report course completions within five to seven days from the course completion date. This process does not take the place of licensees providing their Certificates of Completion to the state. It is the licensee's obligation to submit copies of their certificates to the Commission.

Expiration Date of Course: A student must complete the distance education course within one year of enrollment.

Final Exams: Final exams must be passed with at least a 75% and may be taken as many times as necessary in order to pass.

Certificates: Immediately upon real estate course completion, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your renewal application to determine if you need to submit your certificate(s) of completion with your renewal. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

License Renewal Process: All licenses expire on December 31st of each year and licensees are required to apply for renewal by November 15th. The process to renew in this state is to log in to the licensing system online and follow the prompts to renew here.

Still have questions? Visit our Frequently Asked Questions or Contact Us.

North Dakota Real Estate Commission

Mailing Address: 1120 College Drive, Suite 204, Bismarck, ND 58501

Telephone: 701.328.9749

License Renewal Website

License Lookup Website

Contact ND Real Estate Commission