Kentucky Sales Associate Pre-Licensing KY Real Estate License FAQs

Every Question You Need Answered to Get Your Real Estate License in Kentucky

We're here to help answer any questions you have about getting started in the real estate industry. Getting your real estate license in Kentucky is a big step, so to help we've collected and answered some frequently asked questions below.

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How do I get a Kentucky real estate license?

To attain your real estate license as a new sales associate in Kentucky, the Kentucky Real Estate Commission requires the following must be met:

  • Be at least 18 years old
  • Have a high school diploma or GED
  • Complete all Pre-Licensing coursework
  • Complete FBI criminal background check
  • Pass the Kentucky Real Estate Sales Associate exam
  • Have Errors and Omissions (E&O) insurance
  • Apply for license within 60 days of passing exam

How long does it take to get a Kentucky real estate license?

The two most time-consuming factors to getting your license include completing the FBI criminal background check and completing the Pre-Licensing education requirement. The background check takes 12 to 16 weeks to complete. The quickest way to complete the education requirement is to choose the 96 clock hours option and utilize the services of an online education provider, like The CE Shop, where you control the pace and tempo of your coursework, allowing you to complete the 96 hours as quickly as you want.

How much does it cost to get a Kentucky real estate license?

The fixed costs include:

  • $18 for FBI criminal background check fee
  • $100 for Kentucky Sales Associate exam fee
  • $120 for sales associate license application fee

The variable costs include:

  • Pre-Licensing education tuition
  • E&O insurance (dependent on whether group or independent insurance – as low as $126/year for group)

Note: These costs are subject to be changed by the state at any time.

Are attorneys exempt from Kentucky real estate license requirements?

No, attorneys must complete the same requirements as all other applicants. However, if the attorney completed a total of six credit hours in Contracts I, Property I, Property II, and other real estate-designated courses in law school, these hours may be used to fulfill their education requirements for the sales associate license.

Can I get my Kentucky real estate license if I did not graduate high school?

No, you will need an education that is equivalent to a high school diploma or GED. A copy of a college degree or transcript from a college or university that shows completion of at least 28 credit hours will also be accepted. If you graduated from high school outside of the United States, there are additional steps you must take. You can find more information here.

Where do I take the Kentucky real estate license exam?

You can schedule your Kentucky real estate examination with PSI at 833.892.5441 or by visiting their website.

How old do you have to be to get your Kentucky real estate license?

To become a real estate agent in Kentucky, applicants must be at least 18 years of age.

Can a felon get a Kentucky real estate license?

Felons can receive a real estate license in Kentucky, but the candidate's criminal record needs to be reviewed and approved by the Kentucky Real Estate Commission prior to beginning classes.

Can I get a Kentucky real estate license online?

Yes, Kentucky residents can receive their real estate Pre-Licensing education online. The online option has become increasingly popular in recent years.

What are the Post-Licensing and Continuing Education requirements for agents?

New sales licensees are required to complete 48 hours of Post-Licensing within two years of initial licensure. Additional questions about Post-Licensing can be answered here. All other agents are required to complete 6 hours of Continuing Education.

What is the average salary for a Kentucky real estate agent?

It's difficult to determine an "average salary" of a real estate agent in Kentucky. According to, full-time Kentucky agents average $67k annually, though many real estate agents make $100k and above.

What courses are required for a Kentucky real estate license?

Kentucky students are required to take one 96-hour Pre-Licensing course that will cover a variety of topics, including real estate principles, real estate law, brokerage management, real estate finance, real estate marketing, property management, real estate investment, real estate appraisal, home inspection, real estate auction, construction and blueprints, land planning and zoning, commercial real estate, urban planning, and advanced appraisal topics.

Does Kentucky have real estate license reciprocity with any other states?

Kentucky has limited reciprocity with Florida, Ohio, Tennessee, and West Virginia.

Agents should learn as much as they can about reciprocity between these states and Kentucky to streamline the application process. Personalized questions related to reciprocity can also be directed to the Kentucky Real Estate Commission.

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