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Creative Pathways to Homeownership: The Essentials

$40
This product includes:
LICENSE RENEWAL PERIOD: 1 YEAR Elective Hours: 3 Required: 0 Total Hours: 3
Description
State Requirements

Today’s buyers and sellers are working in a market that doesn’t look like it did a few years ago. Prices are up, inventory is tight, and the “usual” path to homeownership doesn’t work for everyone anymore. That’s why options like shared equity programs, down payment assistance, co-buying, owner financing, and alternative loan programs are popping up in real transactions—and the agents who understand them are the ones keeping deals alive.

In this three-hour elective course, you’ll get a clear, practical breakdown of what these pathways are, when they tend to show up, and how to talk about them in a way that helps clients without putting you in the role of a lender or attorney. You’ll also learn smart habits for working with the right pros and guiding creative transactions with confidence.

Course highlights include:

  • Strategies for overcoming affordability and limited inventory challenges
  • Creative financing options, including shared equity and co-buying models
  • Guidance for working with multi-generational and non-traditional buyers
  • Step-by-step overview of down payment assistance programs and grants
  • Practical application of forgivable loans and alternative funding sources
  • Clear boundaries for agent responsibilities and referral best practices
  • Tools for structuring and explaining co-ownership agreements
  • Communication approaches for aligning multiple buyers in one transaction
  • Real-world scenarios illustrating creative deal structuring
  • Building and using a trusted network of lenders, attorneys, and housing resources
Package Content:

State Requirements For Arkansas

Arkansas State Requirement Details for Real Estate Salesperson and Broker Continuing Education

Renewal Date: Renew for upcoming year by September 30th to avoid penalty.  License expires on December 31st.

Hours Required by the State: 7 hours

  • 1-hour Required Safety Course
  • 6 hours of electives

The CE Shop’s Offering: 

  • 1-hour Required Safety Course
  • 6 hours of Electives

Reporting: The state requires course completions to be reported to the state. We will report your course to the state upon completion. To ensure that completed CE is reported to the state by the end of year, students are encouraged to complete by midnight on 12/26/26. The CE Shop will not be able to report any course completions for 2026 after 3pm Central Time on 12/31/2026. Students who complete a course in the last week of 2026 are strongly encouraged to self-report to the Arkansas Real Estate Commission.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon course completions, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your application to determine if you need to submit your certificate(s) of completion. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

License Renewal Process: The process to renew in this state can be found here.

Still have questions? Visit our Frequently Asked Questions or Contact Us.

Arkansas Real Estate Commission

Street Address: 612 South Summit Street, Little Rock, AR 72201

Mailing Address: 612 South Summit Street, Little Rock, AR 72201

Telephone: (501) 683-8010

Email: areclic@arkansas.gov

Arkansas Real Estate Commission

License Renewal Information